Bridging Loans – Positive Bridging Finance

When it comes to sourcing affordable bridging loans, Positive Bridging Finance are the experts you can trust and will always strive to get you the best possible deal with the absolute minimum of stress. Our no nonsense approach and unrivalled flexibility means that we can provide fast and effective short term bridging finance options that can be tailored to fit every conceivable set of circumstances, without the headache of unnecessary complications or hidden costs.

As a leading broker of highly competitive bridging loans, we are able to arrange quick and easy short term financing solutions that are suitable for any business owner or individual who can provide security in the form of a residential or commercial property that they own.

The products we offer are sourced from a wide and experienced panel of reputable lenders covering the whole finance sector who provide quick cash loans of practically any size and without regional prejudice. Our unique choice of financiers covers a diverse cross section of lenders including private investors, large businesses and select financial institutions such as private banks and merchant lending companies. They are able to offer highly competitive rates which are amongst the best in the industry and will consider lending against virtually any property type in any part of the United Kingdom including Northern Ireland, Scotland and Wales.

With so many different bridging finance brokers to choose from and with each one operating under a different set of guidelines, finding the most appropriate company for your needs may initially seem like a daunting task – particularly if you have never taken out this type of financial product before.

When you choose to take out a short term loan through Positive Bridging Finance, you can rest assured that we will work with you to make ensure you always get the most appropriate financing deal according to your own specific requirements. You can also relax safe in the knowledge that we are available around the clock, seven days a week, to offer you all the help and advice you could possibly need before making any committed decision to borrow.

If you are looking for additional peace of mind before using our services then you will be delighted to know that we are a fully fledged member of The National Association of Commercial Finance Brokers which ensures that we operate under a strict code of conduct to protect your best interests at all times. We are also a Silver Member of the Association of Bridging Professionals.

Bridging Finance – What Does It Cost?

The overall cost of a bridging loan is made up of the value of the loan itself coupled with a number of smaller fees. These include legal fees and the cost of valuing the property that the bridging finance is to be secured against. There is also an arrangement fee and the monthly interest charges which are to be applied to the repayment.

When you take out bridging finance using our services, there are no hidden costs and you pay nothing up front.

Introducers of Business

If you are looking to introduce new business to our company, with a view to making a commission, then you will be glad to know that we are able to offer generous cash incentives for doing so once a deal has been completed. At all times, the client will remain your client and the relationship you have will not be interfered with in any way.

Positive Bridging Finance will make no attempt whatsoever at cross-selling any products that the applicant does not need or want and you will be invited to be completely involved throughout the entire brokering procedure, overseeing things on their behalf should this be required.


"Thanks again for making all this possible. I'm so glad I found you, you are so professional and you get the job done! Thanks"

Tony Murphy, Lambeth

"Many thanks for that Samantha,
May I say how impressed I am at the speed of your will be no surprise I'm sure that when assessing our options I looked at a couple of other companies but your attention to detail and speed of response knocks the others out of the park, and as speed and efficiency is obviously a key factor when buying auction properties it gives us a great deal of comfort to know we can look forward to working with you in that manner."
Best regards
David Harrold

"Wow you guys are FAST!"

RB London

"Having previously used Positive Commercial Finance to help us secure the original development funding for an office to residential conversion, we returned to them once the construction works were complete to help us exit the development lend with a longer term commercial mortgage. This was a real end to end solution to the funding requirements presented by this scheme and we were delighted with the 'best in class' service delivery offered by the Positive Commercial service team".

MG Bucks

“I have been placing Bridging and Development enquiries with Positive Commercial Finance since July (’13) and find them to provide the service which is exactly what I’ve been looking for, but never previously found. I receive regular weekly updates on all cases, which no other packager has ever done”.

Paul O’Brien Mortgage Cafe

"There may be larger companies who boast about their service but fall way below these promises. I am confident that Positive Commercial will continue to grow and still maintain their high level of service."

Dave Cookson TC Financial Services

It has been refreshingly simple compared to lots of effort for no results with high street banks including our bankers of 7 years, who have been appalling! Strikes me that all businesses should abandon the banks in favour of this method of financing to teach them a lesson.

BH, St Albans Unsecured Business Loan

“John and the team came up trumps with an unsecured £100,000 loan for our clients when everywhere else just said ‘No’. Simple and non-arduous process for us and the clients.”

Nick Walker Focus, Oxford Unsecured Business Loan

“We had never had any problems getting finance until 2008. Then, like many others, we found ourselves with all our capital tied up in a site which we couldn’t sell and couldn’t get the finance to develop. We had a few very bad experiences in attempting to get finance, disreputable brokers – one took our administration fee, then declared himself bankrupt!

AG, Essex Development Finance and Mezzanine Loan

"Thanks for helping us out on the case of Mr & Mrs G. They have started the development. Thank you also for our proc fee. I look forward to using your services again in the future".

SW, Essex. Development Finance and Mezzanine Loan

"We have found Positive Commercial Finance to be very helpful and have assisted our clients where their needs are slightly less conventional. We would have no hesitation in recommending John and his team to any of our clients”

Andrew Eagle MD AJOB Business Finance Consultants Ltd Unsecured Business Loan

"We were delighted with the fast, efficient process in obtaining the funds we required. This was undoubtedly down to the help and expertise we had from John and his team"

GH, Worcestershire Unsecured Business Loan

"The people at Positive Commercial Finance helped when others wouldn't and they made it straight forward easy. The staff were very helpful and made the process almost a pleasure".

BB, London Unsecured Business Loan

"The guys at Positive Commercial provided the much needed quick route for our development funding and managed to secure our funding and pushed the completion through on the 28 day deadline. I found their fees reasonable and they never asked for anything up front as some brokers do ask for. They simply secured funding and it sailed through. Thank you."

TI, London Development Finance

"PCF had my business loan application approved, accepted and paid out all within a reasonable timeframe, and with minimal fuss"

RF, North West Unsecured Business Loan

"We asked Positive to help with an unsecured loan to a limited company imagining that this would be difficult to place. Imagine our delight upon receiving incredibly competitive terms with the deal completing within 4 weeks. This was a great performance and has further enhanced our relationship with our client. Sincere thanks to all at PCF".

DM, Norwich Unsecured Business Loan

"Service and support throughout the loan process were great. James assisted with all queries no matter how big or small. We approached him on a recommendation and would not hesitate to recommend to a friend in need".

DC, Bristol Unsecured Business Loan

News & Blog

5 Minute Interview with...

8th March 2016

Our director features in the Bridging Loan Directory today...

B&C Awards 2016

3rd March 2016

Once again, we'd like to ask for your support in nominating us for the Best Development Broker category at the Bridging & Commercial Awards 2016...

It’s all about the service!

22nd February 2016

We are celebrating reaching a milestone of 100 five star customer review ratings with...

Case Study: Stretched Senior Debt at 8% per annum

8th February 2016

Interesting times in the world of Development Finance as another Stretched Senior Debt deal is funded...

More development lenders to enter the market

1st February 2016

We expect further new entrants to enter a now crowded market place. Is this a good or bad thing?

Large Vs Small Developers

25th January 2016

Industry commentary from a few of the key players including our very own John Waddicker following a recent report from Begbies...